Less Conflict.
More Clarity.
A Real Plan for Your First Home.
The Debt-to-Down Payment Conversation helps couples who make good money but keep clashing over finances finally get on the same page. In about 90 minutes, you’ll work through your debt, your savings, and your next steps toward buying your first home together. Completely free.
*This is a free printable PDF workbook designed by Pat Collins - a real estate professional with 30+ years of experience helping couples eliminate debt and buy their first home.
Stop Being Overwhelmed
Know the purpose of your money
Discover What The Root Of The Problem Is.
With empathy, you will understand what your partner feels about money, debt, and owning a home.
Walk Away With Your Next Steps.
You both will have a clear path in owning your home.
Here's What's Inside
Six outcomes you walk away with — together. About 90 minutes, one conversation.
A Conversation That Stays A Conversation And Solves Money Problems
Finally Hear What Your Spouse Actually Thinks About Money And Buying A Home
A Picture Of Exactly Where You Are — And Where You're Going
Understand Why You've Really Been Fighting And Nor Moving Forward
A Seven-Layer Drill Down To The Reason That Actually Matters Most
Walk Away On The Same Page — In Alignment
"The couples who get out of debt and into their first home are not the ones who made the most money. They are the ones who sat down together, had one honest conversation, and finally got on the same page."
I am Pat Collins.
I’ve been where you are. My wife and I have navigated 34 years of business and real estate together—including the stress that comes with it. I combine my professional expertise as a financial coach, lender and realtor with my lived experience to help you get to the root of your financial friction. This workbook is the shortcut to ending the conflict and building your future on a shared foundation.
Stop Waiting.
Start The Conversation.
Get the free workbook. Run the conversation this weekend.
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